Terms & Conditions

Effective Date: January 1, 2024

TERMS & CONDITIONS – Z4RUMMY

Effective Date: January 1, 2024
Website: www.z4rummy.com

Your use of the products and/or services ("Services") offered by Z4Rummy and/or its partners, subsidiaries, affiliates, and associates ("Z4Rummy", "We", "Us", "Our") through the website www.z4rummy.com is subject to the following Terms of Service ("Terms").

By accessing or using our Services, you agree that you have read, understood, and accepted these Terms. If you do not agree, you must stop using our website and services immediately.

1. Applicability

Before registering, please read and review these Terms, which apply to all Services provided through the Website. Certain games or features may have additional product‑specific rules, which must also be accepted before participation.

2. Eligibility & Jurisdiction

  • Only users aged 18 years and above can register.
  • Z4Rummy is available only in Indian states where online skill gaming is permitted.
  • We do not operate in: Assam, Odisha, Telangana, Sikkim, Andhra Pradesh, Tamil Nadu, and Nagaland.
  • Users must ensure compliance with their local laws before playing.

3. Game Type

  • Rummy is classified as a "Game of Skill" under Indian law.
  • Z4Rummy offers both Cash Games and Practice Games.
  • Winnings from Cash Games are based purely on skill and are subject to applicable tax laws (TDS @ 30% for winnings above ₹10,000).

4. User Account & KYC

  • Users must provide accurate and verifiable information.
  • PAN and mobile number verification are mandatory for cash withdrawals.
  • Each user may have only one account.

5. Anti‑Fraud & Fair Play

  • Use of bots, multiple accounts, collusion, or any form of cheating is strictly prohibited.
  • Violations may result in account suspension, forfeiture of winnings, and legal action.

6. Data & Security

  • All user data is handled in accordance with our Privacy Policy.
  • Our Random Number Generator (RNG) is certified to ensure fair card distribution.

7. Governing Law & Disputes

  • All disputes will be governed by Indian laws.
  • Courts in Bangalore shall have exclusive jurisdiction.

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